We design, build and run payment, remittance and social-security platforms that work over the channels people already use: mobile money, WhatsApp, USSD and the ATM down the road.
Each one is a working system, built and tested end to end, that we configure and run for a single client or partner.
For money transfer operators, banks and ATM networks
Remittances sent from abroad are collected as cash at any participating ATM, with no bank card. The recipient gets a one-time code by SMS or WhatsApp and withdraws in USD or ZWG.
For mines, farms, universities, schools and caterers
Employees and students buy meals with a fingerprint. The platform keeps a prepaid or postpaid balance for each person and collects through payroll deduction or mobile money.
For pension funds and social security schemes
Pensioners confirm they are alive by sending a selfie on WhatsApp instead of travelling to an office. Face matching and liveness checks verify the person; staff review only the exceptions.
Beyond our own platforms, we help institutions plan, build and connect their financial systems.
Every platform ships with the controls that banks, auditors and the Reserve Bank expect to see, rather than adding them later.
Money movements, reversals and configuration changes need a second person to approve.
Role-based access for staff, two-factor authentication and automatic lockout.
Every action is recorded with who did it, when, and what changed.
Name screening, velocity limits and reports in the format financial intelligence units use.
Designed around the Cyber and Data Protection Act: minimal data, encrypted in transit, retained only as long as needed.
Health checks, metrics and alerts on every service, so problems are found before customers report them.
Weeks to a working system, not months to a specification.
We map your process, the rules you operate under and the systems we need to connect to.
You see your own scenario running on our platform, with your products and limits.
A limited launch with real users, close monitoring and weekly reviews.
Full roll-out, production hosting and ongoing support under an agreed service level.
Tell us what you are trying to solve. We will reply within two working days and can arrange a live demonstration in Harare or online.